So, you’ve decided that it’s time to get serious about paying off your credit cards. Congratulations! Becoming debt free will allow you to have more control over your money and give you greater flexibility as you make big life choices like changing jobs or buying a house. Below, we've outlined a few strategies to pay off your credit cards as quickly as possible. With all of these methods, remember that the more you can pay toward your debt each month, the faster you’ll get those cards down to a zero balance.