I’m Struggling Financially – Do I Still Need to Save?

For many individuals grappling with financial challenges, the idea of saving money can seem like an unattainable luxury. Especially if your struggles are such that you sometimes find yourself running out of money before the end of the month or making difficult choices in the last week before your next paycheck. However, neglecting your savings when the going gets tough can make things even more difficult down the line. In this article, we will go over why it’s important to continue saving when the going gets tough and discuss some practical ways that you can make it happen.

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Infographic  - 4 Types of Spoofing

One of the types of fraud that financial institutions have been dealing with increasingly is spoofing. What is spoofing? It’s a type of scam where the criminal tries to trick their victim into believing that they are interacting with a source they know and trust. By doing so, they can con their victim into giving away sensitive information that leaves them exposed to further attacks. There are a number of different ways that scammers will attempt spoofing. In this infographic, we will review four types of spoofing: email spoofing, caller ID spoofing, website spoofing, and text message spoofing. Download the full infographic to learn what each type of spoofing is, the dangers of it, and how you can protect yourself.

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5 Ways to Spring Clean Your Savings

It’s springtime again, and that means spring cleaning: time to clean out those closets, polish that furniture, and clear out that clutter! Spring cleaning doesn’t have to just be limited to scrubbing the house, though. Spring is also the perfect time of year to review your saving habits and spruce up your saving goals. It’s important to set aside time each year to review your savings plans and goals, even if on the surface everything seems to be going well. During each year, things change that can impact our finances – increased cost of items you buy regularly, a change in job or salary, paying off a loan, all of these situations and more can change the amount you’re saving or are able to save. If it’s been a while since you’ve given your savings a good, hard look, then start this spring and make it an annual habit!

Not sure how to get started? Here’s how to spring-clean your savings in five easy steps.

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Infographic: 6 Ways to Save on Pet Costs

For many of us, our pets are one of the most important things in our lives. Nothing melts away the stress of a tough day at work quite like the unconditional love of a pet. However, many feel caught between a rock and a hard place when it comes to giving their pets everything they need. On the one hand, they're so adorable and loving, how could you ever refuse them anything? On the other hand, pet supplies can get very expensive, very quickly. We are here to help you get the best of both worlds - read our breakdown below and download the full infographic to discover six ways that you can save on pet costs without depriving your little friend of the things they need.

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Practical Budgeting Made Easy

We all know that budgeting is important. A budget helps build financial stability by keeping spending in check and ensuring you don’t live beyond your means. However, many people do not keep a budget. Some think they don’t need a budget, while others know that they do but are afraid to dive in because it can seem like an intimidating, complex process. With the right tools and information, building a budget can be quick and easy. Here’s how to create a simple and practical budget for the time-strapped consumer.

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8 Financially Responsible Ways to Use Your Tax Refund

It’s tax refund season, so you might have some extra cash burning a hole in your pocket, or you might be eagerly waiting for your refund to hit your account. Having some additional money on hand is always cause for excitement, but it’s important to carefully consider how you’re going to spend it.

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Tax Security Tips

It’s tax season, and as if getting your taxes filed on time wasn’t enough to worry about, that means it’s also tax scam season. With sensitive documents and personal information getting passed around, it’s vital that you stay vigilant in protecting yourself. Whether you’re filing your taxes yourself, hiring a professional, or using a tax preparation software, follow these tax security tips to help you stay safe and secure this time of year.

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Infographic: All You Need to Know About Money Market Accounts

A money market account can be an extremely useful financial tool, but many people are not familiar with them or how they work. Here, we will walk you through the basics of money market accounts: what they are, why they are a good option, potential uses for one, and how to manage a money market account. Download the full infographic for a quick, simple guide on the fundamentals of a money market account.

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How Do I Prepare for Tax Season?

Tax season is fast approaching, and you might already be thinking about getting everything ready to go. It’s great to start organizing well in advance of the deadline to avoid any last-minute issues, but it can be overwhelming. That’s why USALLIANCE has put together this helpful guide to assist you in getting ahead on your taxes. Here’s how to prepare for tax season.

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