USALLIANCE Blog

Banking should fit your routine, not the other way around. That’s why we’ve introduced Add Cash—a new feature that lets you deposit cash into your MyLife Checking Account at thousands of retail locations nationwide, including Walmart, CVS®, 7‑Eleven®, Walgreens, and more!

You opened a Certificate Account, locked in a strong rate, and watched your savings grow. As your term comes to an end, it’s time to decide what comes next. Here’s a quick guide to help you choose the option that best supports your financial goals.

Budgeting apps are everywhere, but not all of them are worth the space on your phone. We’ve rounded up four top-rated apps that actually deliver on their promises to help you take control of your finances.

March is National Reading Month, and we’re kicking off the month with a list of books that can help you improve your financial literacy skills. Whether you’re just starting your financial journey or looking to refine your money management strategies, these books offer valuable insights that can transform the way you think about and handle your finances.

Your wedding day should be about love and celebration, not financial stress. According to The Knot , the average wedding costs $33,000, with each guest adding roughly $284 to the bill. Those numbers can feel overwhelming, but the good news is: you don't need to spend a fortune to have a beautiful wedding. With thoughtful planning and smart priorities, you can have the day you've dreamed of without going into debt or emptying your savings account.

Debit cards are staples in our everyday lives. They’re great for managing spending, making online payments, and avoiding debt or interest fees. However, they shouldn’t be used for every single purchase.

Mobile payments are quickly becoming the go-to way to pay—and for good reason. With smartphones now a part of everyday life, digital wallets offer a faster, safer, and more convenient checkout experience.

The decorations are down, the gifts are unwrapped, and your credit card statement just arrived. If you're feeling that familiar pit in your stomach when you see the damage from holiday spending, you're not alone. The average American overspends during the holidays, and January often brings a financial reckoning. On the bright side, the post-holiday spending hangover doesn't have to derail your entire year. Here are four ways to get your finances back on track.

We all know the feeling. Your phone buzzes with plans for dinner, drinks, a concert, or a weekend getaway. Your heart says yes, but your bank account says, "absolutely not." That's what we call the friendship tax: The often-unspoken cost of maintaining an active social life that's quietly draining bank accounts and creating financial stress for many young adults.

Online shopping makes life easier, but it also comes with clever tactics designed to make us spend more than we planned. With limited-time offers and personalized recommendations, retailers know exactly how to capture our attention (and our wallets). Our infographic breaks down eight common strategies so you can recognize them, stay in control, and keep your budget on track.