USALLIANCE Blog

Many of us begin our financial journey with an account linked to our parent or guardian’s checking account so that they can teach us lessons and keep an eye on our spending. But sooner or later, the time comes for everyone to step out on their own and start their personal financial journey. While this is an exciting and empowering moment, it can also be daunting – there’s a lot to know, a lot to learn, and many potential pitfalls along the way. Don’t worry, USALLIANCE is here to help! This guide to banking on your own will give you some great tips and advice to build a strong foundation for financial independence.

Financial stability is a critical aspect of life, and it has arguably never been more important – or more difficult to attain – than today. Managing cash flow and building a robust personal portfolio are key factors that contribute to long-term financial success. In this guide, we will explore practical strategies and essential tips to help you take control of your finances and make informed decisions about your personal portfolio. Whether you're a recent graduate just beginning your financial journey or you’re simply looking for to improve your financial outlook, these insights will empower you to create a strong financial foundation for your future.

It’s back-to-school season, and that means you probably have a list of stuff a mile long to buy. The good news is that you don’t need to break the budget during the second-biggest shopping season of the year. There are lots of ways to save, and if you plan your shopping well in advance instead of frantically rushing to get everything done at the last minute, you can save a lot of money. Below, we’ve compiled seven back-to-school shopping hacks to get you started!

You’ve heard it from a million places: “Budget your money! Make a firm plan and stick with it. It’s the pathway to prosperity!”

Everyone knows how important it is to put money into savings regularly, but research shows that many Americans have no emergency savings at all.

If you're ready to start saving but don't know where to begin, USALLIANCE is here to help! Here are seven simple steps that can get you on the fast track to building your savings today:

Kids are growing up with more access to financial products than ever before. From debit cards to mobile apps and specialty accounts, they have so many options when it comes to managing their money. Despite having such a wide range of options, a simple savings accounts remains one of the top options to get kids started on their financial journey. Let’s look at why opening a savings account for your child can be a good idea.

April is Financial Literacy Month, and a great time to think about some important lessons everyone can learn about finances. Whether you're a parent looking to talk money with your kids or a professional looking for a few tips, there's always something to learn. Here are some fun activities you can do to expand your financial knowledge:

Checking accounts offer a secure, accessible place to store funds. If you are considering opening a checking account at a bank or credit union (or already have one) here's what you need to know about this account's benefits and how to best manage it.

With inflation an ongoing concern, many of us are finding it a challenge to stick to a budget. After all, when groceries have skyrocketed in price and some household staples are double (or even triple) what they cost just a year ago, how can the same amount of money get you through the month?

Pay by Phone Using Mobile Pay Instead of Fumbling for Your Wallet at Checkout.