USALLIANCE Blog

It’s that time of year again! Get ready to break out the calculator and pencils, dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.

If you’re in the market for a new car, you’re going to want to make sure you start by checking out your financing options. Though many people start their process on the dealer’s lot, if you go into the dealer prepared and knowledgeable about what you’re qualified for, you’ll enjoy a lower rate, a simpler loan application, and other benefits by choosing to finance your car with your credit union.

Icy driveways and snowed-out open houses can be less than thrilling when you’re looking for your dream home, but there are some hidden benefits to purchasing a home at this time of year.

The holiday shopping season may be mostly over, but fraudsters aren’t slowing down. You still need to be diligent in protecting yourself from scams, even after the holidays are over. Here are a few common scams that occur post-holidays.

Have you thought about what your New Years Resolution will be next year? Choosing a resolution that helps you improve your finances is often a wise choice, but make sure you choose something achievable. Here are 6 good options for on how you can improve your finances over the next 12 months.

The new year is almost here. Are you ready? A brand-new year, always ripe with resolutions, is the perfect time to reassess your financial attitude, improve, and vow to do more.

Have you taken any steps to prepare for the financial realities of the coming year?

You’ve made your list and checked it twice, but before you head out to the shops to get those holiday gifts, you’ll need a way to pay for them without breaking your budget, or your savings.

The good news is, you can keep your budget and your sanity both intact this holiday season!

At the peak of holiday shopping season, right between Black Friday and Cyber Monday is Small Business Saturday. A day designated to remind consumers that local small businesses are not only In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a demand for locally made products and keep communities thriving.

As a cooperative, USALLIANCE strongly believes in supporting the community and helping local businesses flourish. Join us in supporting our surrounding communities by shopping local on Small Business Saturday and throughout the holiday season.

You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them.

There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these five tips: