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Quickstart Guide to Building Credit in Your 20 and 30s

 

Your 20s and 30s are a time filled with new adventures and milestones — first job, first home, and perhaps marriage and children. To succeed at all of these, you’ll need credit, something that can be a challenge to build early on in your career. As many as 26 million Americans live without a credit history, which makes it difficult for them to get a credit card or take out a loan.

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Missing Your Stimulus Check? You might already have it!

In May 2020, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white envelopes that are strikingly similar to junk mail from credit card companies and scam mail. Unless you’re expecting it, you wouldn’t know this piece of mail has come from the federal government.

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How to Prioritize Bills During a Financial Crunch

If you are one of the millions of Americans currently laid off or on furlough due to COVID-19, you may be panicking about incoming bills and wondering where you’ll find the money to pay for them all. Here’s how you can make a responsible, informed decision about your finances going forward.

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5 Common Tax Mistakes to Avoid

It’s that time of year again! Get ready to break out the calculator and pencils, dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.

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Why You Should Finance Your Next Car Loan At USALLIANCE

If you’re in the market for a new car, you’re going to want to make sure you start by checking out your financing options. Though many people start their process on the dealer’s lot, if you go into the dealer prepared and knowledgeable about what you’re qualified for, you’ll enjoy a lower rate, a simpler loan application, and other benefits by choosing to finance your car with your credit union.

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Buying A Home In The Winter

Icy driveways and snowed-out open houses can be less than thrilling when you’re looking for your dream home, but there are some hidden benefits to purchasing a home at this time of year.

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5 Scams To Watch For After The Holidays

The holiday shopping season may be mostly over, but fraudsters aren’t slowing down. You still need to be diligent in protecting yourself from scams, even after the holidays are over. Here are a few common scams that occur post-holidays.

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6 New Years Resolutions for a Financially Improved You

Have you thought about what your New Years Resolution will be next year? Choosing a resolution that helps you improve your finances is often a wise choice, but make sure you choose something achievable. Here are 6 good options for on how you can improve your finances over the next 12 months.

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Financial Preparation For The New Year

The new year is almost here. Are you ready? A brand-new year, always ripe with resolutions, is the perfect time to reassess your financial attitude, improve, and vow to do more.

Have you taken any steps to prepare for the financial realities of the coming year?

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How Should I Fund My Holiday Shopping?

You’ve made your list and checked it twice, but before you head out to the shops to get those holiday gifts, you’ll need a way to pay for them without breaking your budget, or your savings.

The good news is, you can keep your budget and your sanity both intact this holiday season!

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