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A group of friends holding shopping bags and smiling.

What is the friendship tax?

on December 20, 2025 | Personal Finance
We all know the feeling. Your phone buzzes with plans for dinner, drinks, a concert, or a weekend getaway. Your heart says yes, but your bank account says, "absolutely not." That's what we call the friendship tax: The often-unspoken cost of maintaining an active social life that's quietly draining bank accounts and creating financial stress for many young adults.
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A graphic of 8 different ways retailers try to get you to spend more

Infographic: 8 Ways online retailers push us to overspend

on December 15, 2025 | Spend
Online shopping makes life easier, but it also comes with clever tactics designed to make us spend more than we planned. With limited-time offers and personalized recommendations, retailers know exactly how to capture our attention (and our wallets). Our infographic breaks down eight common strategies so you can recognize them, stay in control, and keep your budget on track.
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A family playing a board game on their coffee table.

Holiday gifts that help kids and teens build money skills

on December 10, 2025 | Personal Finance
This holiday season, consider giving the young people in your life something that helps them build lifelong money skills. Whether they’re just starting to understand the value of a dollar or ready to learn about budgeting and saving, there are plenty of fun, age-appropriate ways to make financial literacy part of your holiday giving. Here are some ideas to get you started.
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ce.org/hubfs/assets/img/blog/12-1-25-USALLIANCE-wrapped-2025.jpg" width="680" height="356" loading="lazy" alt="A graphic that says 'thanks for an amazing year.2025, USALLIANCE Financial

USALLIANCE 2025 Wrapped

on December 1, 2025 | USALLIANCE News & Events
It’s that time of year! As we look back on 2025, we’re celebrating the moments, milestones, and wins that defined our year. We stayed busy in 2025! Here’s your 2025 USALLIANCE Wrapped:
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4 mistakes first-time homebuyers make, next to a pie-chart of common homeowner expenses.

Infographic: 4 mistakes first-time homebuyers make

on November 10, 2025 | Home & Mortgage
Buying your first home is exciting, but it's easy to make costly mistakes. Here are some common pitfalls to avoid.
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A man serves some Thanksgiving sidedish to his family sitting at the table.

7 ways to save on Thanksgiving costs this month

on November 1, 2025 | Personal Finance
Between your turkey, ingredients for the holiday meal, and decor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, here are seven easy ways to save on Thanksgiving costs this year.
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A diverse group of people chat and laugh over a homemade dinner.

How to Celebrate Milestones on a Budget

on October 20, 2025 | Personal Finance
Life’s biggest moments deserve to be celebrated, but that doesn’t mean you need to throw a lavish party or spend beyond your means. With a little creativity, you can mark milestones in ways that feel just as special while keeping your budget intact. Here are some ideas to get you started.
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A diverse group of people chat and laugh while walking in the park.

Celebrating International Credit Union Day 2025

on October 15, 2025 | USALLIANCE News & Events
Today we celebrate International Credit Union Day, a tradition that's brought credit unions together every October since 1948!
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A young woman looks at her phone, holding a pile of books.

October FAFSA Prep: What Students and Parents Should Know

on October 1, 2025 | Personal Finance
For many families, paying for college can feel overwhelming. The good news is that financial aid exists to make higher education more affordable, and the Free Application for Federal Student Aid (FAFSA) is the key to unlocking it.
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A woman gives her coffee order while a barista writes on a cup.

What Your Coffee Order Says About Your Spending Style

on September 18, 2025 | Personal Finance
Your coffee order might seem like just a daily ritual, but it can also offer clues about your approach to spending and saving. Whether you opt for a simple drip or a fancy seasonal special, your coffee order can reflect your values, priorities, and even how you handle your budget. Curious what your go-to drink says about your financial personality? Keep reading!
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