<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1287337444700240&amp;ev=PageView&amp;noscript=1">

Better Banking Options During COVID-19 [Infographic]

At USALLIANCE, we've been equipped with online banking features to help you bank your way, on your time, since long before social distancing was a concern.

One of the best perks of being a Credit Union member is that you have access to a robust online banking system to meet your specific needs. Check out how USALLIANCE Financial can help you stay on top of your finances no matter where you are:

Read More

5 Signs That It’s Time to Downsize Your Home

Your home will likely mean many things over the course of your time living in it — dinners with friends, milestones with your children and/or partner, and a place of refuge when you need a break from the outside world.

Read More

Mortgage Rates Are Dropping; Should I Refinance?

Q:Should I take advantage of the dropping interest rates by refinancing my mortgage?

A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider.

Is it a good time to refinance?

Read More

6 Things to Know Before Buying a Home

Buying a home is a major life milestone. It’s a huge financial commitment and a commitment to your future. As such, it can bring up any number of emotions — excitement, hope, fear — all of which can add stress to an already heavy decision.

Read More

Debt Consolidation Checklist

If you struggle with debt, you’re not alone. Between credit cards, student loans, mortgages, and car payments, the vast majority of Americans carry some sort of debt. Whether it’s to afford college, move into your first home, or deal with an unexpected health issue, there are endless reasons why you might need to rely on a financial cushion.

Read More

7 Signs You’re Living Beyond Your Means and How to Fix Them

In the age of credit cards and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford.

Read More

How to Start Saving While Paying Off Your Debt

Your career is beginning to take shape, and with any luck, you’ve started to earn a salary that allows you to put a little money aside each month. You know that saving is important, but there’s one nagging problem...Debt.

Read More

Quickstart Guide to Building Credit in Your 20 and 30s

 

Your 20s and 30s are a time filled with new adventures and milestones — first job, first home, and perhaps marriage and children. To succeed at all of these, you’ll need credit, something that can be a challenge to build early on in your career. As many as 26 million Americans live without a credit history, which makes it difficult for them to get a credit card or take out a loan.

Read More

Missing Your Stimulus Check? You might already have it!

In May 2020, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white envelopes that are strikingly similar to junk mail from credit card companies and scam mail. Unless you’re expecting it, you wouldn’t know this piece of mail has come from the federal government.

Read More

How to Prioritize Bills During a Financial Crunch

If you are one of the millions of Americans currently laid off or on furlough due to COVID-19, you may be panicking about incoming bills and wondering where you’ll find the money to pay for them all. Here’s how you can make a responsible, informed decision about your finances going forward.

Read More

Subscribe to Email Updates