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Quickstart Guide to Building Credit in Your 20 and 30s

 

Your 20s and 30s are a time filled with new adventures and milestones — first job, first home, and perhaps marriage and children. To succeed at all of these, you’ll need credit, something that can be a challenge to build early on in your career. As many as 26 million Americans live without a credit history, which makes it difficult for them to get a credit card or take out a loan.

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Missing Your Stimulus Check? You might already have it!

In May 2020, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white envelopes that are strikingly similar to junk mail from credit card companies and scam mail. Unless you’re expecting it, you wouldn’t know this piece of mail has come from the federal government.

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How to Prioritize Bills During a Financial Crunch

If you are one of the millions of Americans currently laid off or on furlough due to COVID-19, you may be panicking about incoming bills and wondering where you’ll find the money to pay for them all. Here’s how you can make a responsible, informed decision about your finances going forward.

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How Recent College Grads Can Build Credit


 

Practically every guide to setting off on the right financial foot begins with the following warning: you must have good credit if you want to get anywhere. 

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5 Common Tax Mistakes to Avoid

It’s that time of year again! Get ready to break out the calculator and pencils, dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.

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Why You Should Finance Your Next Car Loan At USALLIANCE

If you’re in the market for a new car, you’re going to want to make sure you start by checking out your financing options. Though many people start their process on the dealer’s lot, if you go into the dealer prepared and knowledgeable about what you’re qualified for, you’ll enjoy a lower rate, a simpler loan application, and other benefits by choosing to finance your car with your credit union.

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Buying A Home In The Winter

Icy driveways and snowed-out open houses can be less than thrilling when you’re looking for your dream home, but there are some hidden benefits to purchasing a home at this time of year.

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5 Scams To Watch For After The Holidays

The holiday shopping season may be mostly over, but fraudsters aren’t slowing down. You still need to be diligent in protecting yourself from scams, even after the holidays are over. Here are a few common scams that occur post-holidays.

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Hidden Holiday Costs & How to Beat Them

You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them.

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How To Talk Money With Your Partner

Talking money with your partner or significant other can be a tricky conversation to navigate, but it's important you are both on the same page when it comes to planning a future together financially.

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