USALLIANCE Blog

You’ve heard it from a million places: “Budget your money! Make a firm plan and stick with it. It’s the pathway to prosperity!”

Everyone knows how important it is to put money into savings regularly, but research shows that many Americans have no emergency savings at all.

If you're ready to start saving but don't know where to begin, USALLIANCE is here to help! Here are seven simple steps that can get you on the fast track to building your savings today:

Kids are growing up with more access to financial products than ever before. From debit cards to mobile apps and specialty accounts, they have so many options when it comes to managing their money. Despite having such a wide range of options, a simple savings accounts remains one of the top options to get kids started on their financial journey. Let’s look at why opening a savings account for your child can be a good idea.

April is Financial Literacy Month, and a great time to think about some important lessons everyone can learn about finances. Whether you're a parent looking to talk money with your kids or a professional looking for a few tips, there's always something to learn. Here are some fun activities you can do to expand your financial knowledge:

Checking accounts offer a secure, accessible place to store funds. If you are considering opening a checking account at a bank or credit union (or already have one) here's what you need to know about this account's benefits and how to best manage it.

With inflation an ongoing concern, many of us are finding it a challenge to stick to a budget. After all, when groceries have skyrocketed in price and some household staples are double (or even triple) what they cost just a year ago, how can the same amount of money get you through the month?

Pay by Phone Using Mobile Pay Instead of Fumbling for Your Wallet at Checkout.

What is a credit card?

Credit cards are essentially, a loan. A credit card is an account that offers you a line of credit that can be used to buy now and pay later. With a credit card you can make purchases, transfer balances from other credit cards, or make cash advances.

Ready, set… charge! The holiday shopping season is here, and between inflated prices, the rising cost of gas, and the urge to splurge this time of year, it can be harder than ever to stick to your budget. Here, we’ve listed eight-holiday shopping hacks to help keep your spending under control while still finding the perfect gifts for everyone on your list.

The most obvious things in life are often overlooked, and your checking account may be one of them. Most people hardly think about this important account and how to manage it effectively. The first step to managing your cash flow is setting up an account, such as a checking account, where your monthly income can go first. Then you can disperse your funds for your necessities.