USALLIANCE Blog

Checking accounts offer a secure, accessible place to store funds. If you are considering opening a checking account at a bank or credit union (or already have one) here's what you need to know about this account's benefits and how to best manage it.

With inflation an ongoing concern, many of us are finding it a challenge to stick to a budget. After all, when groceries have skyrocketed in price and some household staples are double (or even triple) what they cost just a year ago, how can the same amount of money get you through the month?

Pay by Phone Using Mobile Pay Instead of Fumbling for Your Wallet at Checkout.

What is a credit card?

Credit cards are essentially, a loan. A credit card is an account that offers you a line of credit that can be used to buy now and pay later. With a credit card you can make purchases, transfer balances from other credit cards, or make cash advances.

Ready, set… charge! The holiday shopping season is here, and between inflated prices, the rising cost of gas, and the urge to splurge this time of year, it can be harder than ever to stick to your budget. Here, we’ve listed eight-holiday shopping hacks to help keep your spending under control while still finding the perfect gifts for everyone on your list.

The most obvious things in life are often overlooked, and your checking account may be one of them. Most people hardly think about this important account and how to manage it effectively. The first step to managing your cash flow is setting up an account, such as a checking account, where your monthly income can go first. Then you can disperse your funds for your necessities.

What is International Credit Union (ICU) Day?

ICU day has been celebrated in October since 1948 and was designed to create awareness and celebrate how credit unions change their members' lives worldwide. This year marks the 74th anniversary of ICU Day.

Credit unions and banks have many similarities, but it's the differences that really matter. Before you decide where to keep your money, it’s important to know how banks and credit unions compare, and consider a number of different factors like ownership, membership, locations, and more. Let’s examine banks vs credit unions and see how they stack up against each other.

“Debit or credit” has become the refrain of retail transactions. After selecting your purchases, it’s seemingly the biggest decision you have to make. For many people, the choice doesn’t get a second thought. In this article, we’ll look at three reasons why choosing your debit card for retail transactions may be the smarter move.

Don’t: Leave the House Hungry

Only shop while on a full stomach. This way, you won’t buy to satisfy your lingering hunger pangs