USALLIANCE Blog

Credit unions and banks have many similarities, but it's the differences that really matter. Before you decide where to keep your money, it’s important to know how banks and credit unions compare, and consider a number of different factors like ownership, membership, locations, and more. Let’s examine banks vs credit unions and see how they stack up against each other.

“Debit or credit” has become the refrain of retail transactions. After selecting your purchases, it’s seemingly the biggest decision you have to make. For many people, the choice doesn’t get a second thought. In this article, we’ll look at three reasons why choosing your debit card for retail transactions may be the smarter move.

Don’t: Leave the House Hungry

Only shop while on a full stomach. This way, you won’t buy to satisfy your lingering hunger pangs

Just as you’re settling into the laid-back summer routine, retailers start rolling out their back-to-school displays, which may open that pit of dread in your stomach. Supply lists. New clothing. Backpacks, jeans, laptops and school shoes: It’s endless. And it’s so expensive!

Criminals are constantly finding new ways to access your money or personal information and evolve their tactics every week. Here are some common examples of scams people may be using to trick you into revealing your personal information.

Q: Is it a good idea to pay for gas with a credit card? 

Ahh…summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer?

Celebrating Memorial Day can cost a pretty penny, but there’s no need to spend lavishly to have an epic holiday weekend! Here’s how to celebrate Memorial Day on a budget.