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For Richer or Poorer: Becoming a Couple, Financially.

"For richer or for poorer."

Of course you’ll mean it when you say these words on your wedding day. But let’s be honest, life would be a lot easier if we were all in the "for richer" column. With careful planning and an open dialogue between you and your partner, you can make sure you don't head into that "for poorer" territory. So, before you say, “I do”, take a read of these dos (and don’ts) for combining your financial lives once you tie the knot.

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Which home renovations have the highest return on investment?

If you're thinking about making a home renovation, you probably want to make choices that satisfy both your own desires and those of prospective buyers—especially if you're considering selling your home in the next decade. While it's difficult to place a value on the satisfaction that a renovation brings you, we can help to make a decision that will bring you the greatest return on your investment when it comes to resale value. Here are the top five home renovations that will reap the greatest reward when it comes time to sell your home:

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Class of 2019: 8 Ways to Prep for Financial Adulthood

Whether you’re graduating from high school or college, a diploma and a job represent the beginning of your personal — and financial — adult life. It’s an exciting, sometimes overwhelming time.

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Your Stress-Free Summer Vacation Checklist

You step off the plane ready to relax on your summer vacation when all of a sudden, your heart is pounding. You’re feeling a bit dizzy like the world is closing in around you. Sweat forms on your forehead as you struggle to remember. Did I turn off the stove before we left???

Yes, it’s almost time once again for that American classic – the summer vacation. 45% of Americans take a summer vacation, and we bet a sizable number of those vacationers will procrastinate their trip prep until the last possible second.  Are you one of them?

To avoid PTA (Pre-Trip Anxiety), here’s a checklist to help you truly leave your cares behind and enjoy your time off to the fullest.

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Summer Job Interview Tips for Teens

 
The lazy, hazy crazy days of summer will soon be upon us. But for many hardworking teens, the summer of 2019 may prove to be more crazy than lazy. Economic growth combined with a labor shortage has created a bubble of opportunity. The summer job market is looking to be the most promising in years. But before your future enterpriser can punch that time clock, there is one last bridge to cross. The interview.
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7 Banking Tips for Young Millennials

 

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.

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6 Tips for Managing Finances After College Graduation

College graduation marks the end of one chapter and the beginning of another. No more shoebox-size dorm rooms, awful part-time jobs, or begging your parents for money (hopefully). Now it’s time for your first full-time job and big-time paycheck.

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Is My Teen Ready for a Credit Card?

 
What's the one thing you wish you had known before opening your first credit card? It’s likely you're thinking you wish you better understood the way credit works before applying.
 
Introducing your teen to responsible credit habits now will only benefit them as they reach adulthood . In general, most teens understand that a credit card isn’t free money, but do they understand the true cost of debt? Do they know how and when interest is charged ? Can they grasp the concept that a poor credit score will impact future financial wellness and purchases like a new car, or a house?

Ask yourself these five questions to determine which USALLIANCE credit card is  right for you. ➤If you answered yes to any or all of those questions, congratulations! Your teen just might be ready for the responsibility of a credit card. If you're not so sure, start the discussion about responsible credit today.
 
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Homebuying 101: Mortgages

For the average American, paying for a home – up-front, in cash – is just not in their financial wheelhouse. Does this mean you are doomed to live in your car, rent forever, or move back home with your parents? 

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