USALLIANCE Blog

Ah, that April 15 deadline is approaching and you're going to have to go through with the dreaded and dreary task of doing your taxes.

You've gathered your W2's and your 1099's and posted up on your laptop, or perhaps you handed your documents over to an expert. Either way, some of us are in a better mood than others during tax season, hopeful that we’ll be getting some extra cash lining our pockets rather than owing more money.

But what are you going to do with that extra cash? 

You’re ready for home ownership. You’ve cut corners (and coupons) everywhere to save for the down payment. Unfortunately, you’re still not quite at that sweet spot of 20 percent of your dream home’s price.

Don’t worry. You won’t have to live on ramen noodles for another year or two. Most lenders will still give you a mortgage (if you qualify) with one little addition – Private Mortgage Insurance or PMI.

Credit unions and banks have many similarities, but it's the differences that really matter. Here are a few benefits to choosing a Credit Union over a Bank that you might not have considered. 

USALLIANCE Financial is celebrating their 50^th anniversary in 2016.

The world was a different place in 1966- back when you could buy a new car for $2,000 and The Beatles were all the rage.

What was life like in 1966?

1. Star Trek, the iconic sci-fi TV series premiered on NBC on September 8, 1966. Also premiering in 1966 was Batman, Mission Impossible, That Girl, and The Monkees.

2. Can you believe the Super Bowl is 50? The Green Bay Packers and the Kansas City Chiefs played in Super Bowl I- then known as the AFL-NFL Championship Game. The Packers won by a score of 35 to 10.