USALLIANCE Blog

The new year is almost here (thank goodness)! Are you ready for 2021? A brand-new year, always ripe with resolutions, is the perfect time to reassess your financial attitude, improve, and vow to do better! Here are some tips to get you started off on the right foot financially in the new year!

This Holiday Season, we're exploring Naughty & Nice ways to use your credit cards. Stay on the right list to avoid a credit score avalanche.

Does the thought of viewing your checking account over the holidays make you uneasy? Have you been dipping into savings to fund your holiday shopping? You’re not alone, and we’re here to help!

If you hear the term Certificate account and are unsure of what that means, don’t worry, you are not alone! Certificate accounts are investment tools utilized by those who want to maximize earnings on their extra funds. Rather than letting your money sit in a low-interest savings account, put your money to work for you in a customizable certificate account and watch your earnings soar!

Your passwords are the lock and key to your life. And when it feels like there’s another big security breach every week, you want to be sure those passwords are strong and safe. Follow the 6 steps below for super-strong passwords that will keep scammers guessing.

Cyber Monday, the Monday after Thanksgiving, is one of the biggest online shopping days of the year. Millions of people will be searching for deals, and unfortunately, scammers will be searching for victims. From fake websites to phishing emails, they use clever tactics to get your personal or financial information. Stay alert while you shop online. Here are 10 common scams to watch out for and how to avoid them.

At the peak of the holiday shopping season, right between Black Friday and Cyber Monday is Small Business Saturday. This day is designated to encourage people to support small businesses by shopping with them. According to the Small Business Association (SBA), the 28 million small businesses in America account for 54% of all sales in the country. Small businesses create jobs, build a demand for locally made products, and keep communities thriving. The lasting impact of the Coronavirus pandemic is continuously causing a crisis for the small businesses of America. So, ditch the Starbucks cup and grab a coffee at your local coffee shop and support #SmallBusinessSaturday!

Keep your finances intact while still enjoying the holiday gift giving tradition with these five tips:

There are many elements to a successful investment strategy, but they usually boil down to one basic concept—asset allocation. When you spread your retirement savings out among a variety of investment vehicles, you greatly increase your money’s earning power, at a level of risk that sits within your comfort zone.

Homeowners insurance is designed to protect you and your family members from liability and cover your home, plus possessions, in the event of disaster or theft.