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5 Signs That It’s Time to Downsize Your Home

on September 22, 2020 | Home & Mortgage

Your home will likely mean many things over the course of your time living in it — dinners with friends, milestones with your children and/or partner, and a place of refuge when you need a break from the outside world.

Mortgage Rates Are Dropping; Should I Refinance?

on September 16, 2020 | Home & Mortgage

Q:Should I take advantage of the dropping interest rates by refinancing my mortgage? A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage on the same home, often at a lower interest rate. It may sound like a no-brainer, but there are many factors to consider. Is it a good time to refinance?

6 Things to Know Before Buying a Home

on September 3, 2020 | Home & Mortgage

Buying a home is a major life milestone. It’s a huge financial commitment and a commitment to your future. As such, it can bring up any number of emotions — excitement, hope, fear — all of which can add stress to an already heavy decision.

Debt Consolidation Checklist

on August 17, 2020 | Credit Cards & Loans

If you struggle with debt, you’re not alone. Between credit cards, student loans, mortgages, and car payments, the vast majority of Americans carry some sort of debt. Whether it’s to afford college, move into your first home, or deal with an unexpected health issue, there are endless reasons why you might need to rely on a financial cushion.

7 Signs You’re Living Beyond Your Means and How to Fix Them

on August 10, 2020 | Personal Finance

In the age of credit cards and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford.

How to Start Saving While Paying Off Your Debt

on July 21, 2020 | Credit Cards & Loans

Your career is beginning to take shape, and with any luck, you’ve started to earn a salary that allows you to put a little money aside each month. You know that saving is important, but there’s one nagging problem...Debt.

Quickstart Guide to Building Credit in Your 20 and 30s

on July 21, 2020 | Credit Cards & Loans

Your 20s and 30s are a time filled with new adventures and milestones — first job, first home, and perhaps marriage and children. To succeed at all of these, you’ll need credit, something that can be a challenge to build early on in your career. As many as 26 million Americans live without a credit history, which makes it difficult for them to get a credit card or take out a loan.

Missing Your Stimulus Check? You might already have it!

on June 22, 2020 | Personal Finance

In May 2020, the U.S. Treasury Department and the Internal Revenue Service (IRS) began sending out Economic Impact Payments (EIP) as prepaid debit cards. The cards arrive in plain white envelopes that are strikingly similar to junk mail from credit card companies and scam mail. Unless you’re expecting it, you wouldn’t know this piece of mail has come from the federal government.

How to Prioritize Bills During a Financial Crunch

on June 20, 2020 | Personal Finance

If you are one of the millions of Americans currently laid off or on furlough due to COVID-19, you may be panicking about incoming bills and wondering where you’ll find the money to pay for them all. Here’s how you can make a responsible, informed decision about your finances going forward.

How Recent College Grads Can Build Credit

on May 29, 2020 | Credit Cards & Loans

Practically every guide to setting off on the right financial foot begins with the following warning: you must have good credit if you want to get anywhere.

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