USALLIANCE Blog

Are you struggling to raise your credit score? Perhaps you have had good credit in the past but are now experiencing a much lower credit score due to choices or life circumstances. Maybe you're a young adult looking to get started on building good credit for the future. Whatever the reason, you can rely on USALLIANCE to be your partner in building or re-establishing your credit.

Opening your first credit card is an exciting step forward in your journey to financial wellness, but knowing where to start is often confusing. At USALLIANCE, we can help you build a strong credit score and history from day one, so you’ll be set up for success when it comes to reaching your financial dreams.

It may be hard to believe, but the year is half over. Take a timeout from barbecues and beaches to give yourself a mid-year financial checkup.

The lure of planning an affordable ‘dream vacation’ can be tempting but watch out if something seems too good to be true.  Here are a few common summer vacation scams that you should be wary of before booking your trip. 

Cut your energy costs this summer by making your home smarter!

Before you make that large purchase, ask yourself these 7 questions!

Summer is almost here! Time to start planning trips, camps, and summer jobs.

If you’re in the market for a new job this summer, we’ve got a few tips to help jumpstart your job search.

Research shows that 95 passwords are stolen every second, and roughly eight million passwords are pilfered each day.^*

Having strong passwords can decrease your chances of becoming a victim. So, to commemorate World Password Day, here are some password-related tips for better online security:

You’re ready to purchase a home of your very own, but it seems like you’re being asked to provide an awful lot of personal information to your lender. Is this really necessary? Short answer? Yes. Even if you’re already an established member of USALLIANCE and we have your information, there are still some documents you’ll need to provide and questions you’ll need to answer in order to be approved for your loan. And, it’s not just USALLIANCE that will ask so many questions; every home lender will request similar information to process a home loan.

Building your dream home – one that’s designed with your personal vision and needs in mind –can be an exciting, rewarding experience. Maybe even a life-changing one.

But there can be a learning curve involved – especially when it comes to financing your venture. In most cases, a traditional mortgage just won’t work. Instead, you’ll likely need some type of construction loan. A construction-to-permanent (CTP) loan can be a smart option.