USALLIANCE Blog

College graduation marks the end of one chapter and the beginning of another. No more shoebox-size dorm rooms, awful part-time jobs, or begging your parents for money (hopefully). Now it’s time for your first full-time job and big-time paycheck.

 What's the one thing you wish you had known before opening your first credit card? It’s likely you're thinking you wish you better understood the way credit works before applying.

If you answered yes to any or all of those questions, congratulations! Your teen just might be ready for the responsibility of a credit card. If you're not so sure, start the discussion about responsible credit today.

For the average American, paying for a home – up-front, in cash – is just not in their financial wheelhouse. Does this mean you are doomed to live in your car, rent forever, or move back home with your parents? 

Spring is here and it’s time for spring cleaning! While you’re decluttering the garage and organizing the basement, don’t forget to give your financial house a good cleaning as well. These 3 easy steps will have your finances spic and span in no time.

Your kids are learning subjects like reading, science, and mathematics in school- but are they learning good financial behavior?

A few simple activities can teach your children about budgeting and saving.

Who doesn’t love the buddy system? Being a part of a pair feels much more supportive than flying solo. So when you're applying for a new loan, how about you grab a buddy, or what is technically called, a co-signer.

Whether you’re just at the beginning of your college experience and trying to figure out how much to take out in student loans, or you’re a graduate already making payments on your debt, you might be feeling a little overwhelmed. But paying off your student loans isn’t impossible! In this post, we’ll walk you through a few different tactics so that you can find a manageable route to freedom.

With the average cost of tuition and fees soaring to $33,480 per year at private universities, and $24,930 per year for out-of-state students at public universities, the cost of college can feel utterly overwhelming. However, before you give up on getting a degree, take heart: there are lots of options for financing your education.