USALLIANCE Blog

At the peak of holiday shopping season, right between Black Friday and Cyber Monday is Small Business Saturday. A day designated to remind consumers that local small businesses are not only In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a demand for locally made products and keep communities thriving.

As a cooperative, USALLIANCE strongly believes in supporting the community and helping local businesses flourish. Join us in supporting our surrounding communities by shopping local on Small Business Saturday and throughout the holiday season.

You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them.

There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these five tips:

Talking money with your partner or significant other can be a tricky conversation to navigate, but it's important you are both on the same page when it comes to planning a future together financially.

Home renovations can be rather pricy, depending on what you’re looking to do. Luckily, USALLIANCE has financing options for every price range. Here are 4 ways you can finance your home renovation with USALLIANCE.

Are you struggling to raise your credit score? Perhaps you have had good credit in the past but are now experiencing a much lower credit score due to choices or life circumstances. Maybe you're a young adult looking to get started on building good credit for the future. Whatever the reason, you can rely on USALLIANCE to be your partner in building or re-establishing your credit.

Opening your first credit card is an exciting step forward in your journey to financial wellness, but knowing where to start is often confusing. At USALLIANCE, we can help you build a strong credit score and history from day one, so you’ll be set up for success when it comes to reaching your financial dreams.

It may be hard to believe, but the year is half over. Take a timeout from barbecues and beaches to give yourself a mid-year financial checkup.

The lure of planning an affordable ‘dream vacation’ can be tempting but watch out if something seems too good to be true.  Here are a few common summer vacation scams that you should be wary of before booking your trip. 

Cut your energy costs this summer by making your home smarter!