USALLIANCE Blog

Have you thought about your New Year’s Resolutions for 2021? If not, we’re here to help!

Choosing a resolution that helps you improve your finances is often a wise choice, but make sure you choose something achievable. Here are ten great options that can help improve your finances over the next 12 months.

The new year is almost here (thank goodness)! Are you ready for 2021? A brand-new year, always ripe with resolutions, is the perfect time to reassess your financial attitude, improve, and vow to do better!

Here are some tips to get you started off on the right foot financially in the new year!

This Holiday Season, we're exploring Naughty & Nice ways to use your credit cards. Stay on the right list to avoid a credit score avalanche.

Does the thought of viewing your checking account over the holidays make you uneasy? Have you been dipping into savings to fund your holiday shopping? You’re not alone, and we’re here to help!

If you hear the term Certificate account and are unsure of what that means, don’t worry, you are not alone! Certificate accounts are investment tools utilized by those who want to maximize earnings on their extra funds. Rather than letting your money sit in a low-interest savings account, put your money to work for you in a customizable certificate account and watch your earnings soar!

Your passwords are the lock and key to your life. And when it feels like there’s another big security breach every week, you want to be sure those passwords are strong and safe.

Follow the 6 steps below for super-strong passwords that will keep scammers guessing.

Cyber Monday: the Monday following Thanksgiving, notorious for irresistible online sales. Due to COVID-19, in-person shopping has declined while online shopping has been on the rise. This will result in millions of people logging online in search of the best deals on Monday. However, online retailers aren't the only ones who want your hard-earned money. Scammers and Spammers are out there too! They utilize a variety of tactics to trick consumers like you into giving themselves a nice payday. How can this be avoided? By being educated and aware while making online purchases. Here are 10 common Black Friday scams you'll want to avoid this holiday season:

Like the rest of the rapidly evolving world, the banking industry has evolved to include mobile and online applications, giving members access their accounts whenever and wherever they may go!

At the peak of the holiday shopping season, right between Black Friday and Cyber Monday is Small Business Saturday. This day is designated to encourage people to support small businesses by shopping with them. According to the Small Business Association (SBA), the 28 million small businesses in America account for 54% of all sales in the country. Small businesses create jobs, build a demand for locally made products, and keep communities thriving. The Coronavirus pandemic has become an existential crisis for the small businesses of America. So, ditch the Starbucks cup and grab a (socially distanced) coffee at your local coffee shop and support #SmallBusinessSaturday!

Keep your finances intact while still enjoying the holiday gift giving tradition with these five tips: