USALLIANCE Blog

Everyone wants to manage their money responsibly, but many people often make mistakes in the ways they handle money – without even realizing it. They may have fallen into a bad habit they can’t shake off, or they may be misinformed or less educated in a certain area. The good news is harmful behaviors can always be unlearned and changed. Let’s explore three common money mistakes and review practical solutions for overcoming them.

In today's fast-paced world, we find ourselves juggling multiple responsibilities, facing unique financial challenges, and grappling with the relentless pressure to cover day-to-day expenses while also saving money. As life's expenses continue to rise, maintaining financial stability becomes increasingly daunting. However, despite the inherent hurdles, it is entirely possible to overcome financial stress and lead a financially secure life. Let's explore key strategies for building financial resilience and reducing financial stress.

Many of us begin our financial journey with an account linked to our parent or guardian’s checking account so that they can teach us lessons and keep an eye on our spending. But sooner or later, the time comes for everyone to step out on their own and start their personal financial journey. While this is an exciting and empowering moment, it can also be daunting – there’s a lot to know, a lot to learn, and many potential pitfalls along the way. Don’t worry, USALLIANCE is here to help! This guide to banking on your own will give you some great tips and advice to build a strong foundation for financial independence.

Financial stability is a critical aspect of life, and it has arguably never been more important – or more difficult to attain – than today. Managing cash flow and building a robust personal portfolio are key factors that contribute to long-term financial success. In this guide, we will explore practical strategies and essential tips to help you take control of your finances and make informed decisions about your personal portfolio. Whether you're a recent graduate just beginning your financial journey or you’re simply looking for to improve your financial outlook, these insights will empower you to create a strong financial foundation for your future.

It’s back-to-school season, and that means you probably have a list of stuff a mile long to buy. The good news is that you don’t need to break the budget during the second-biggest shopping season of the year. There are lots of ways to save, and if you plan your shopping well in advance instead of frantically rushing to get everything done at the last minute, you can save a lot of money. Below, we’ve compiled seven back-to-school shopping hacks to get you started!

You’ve heard it from a million places: “Budget your money! Make a firm plan and stick with it. It’s the pathway to prosperity!”

April is Financial Literacy Month, and a great time to think about some important lessons everyone can learn about finances. Whether you're a parent looking to talk money with your kids or a professional looking for a few tips, there's always something to learn. Here are some fun activities you can do to expand your financial knowledge:

With inflation an ongoing concern, many of us are finding it a challenge to stick to a budget. After all, when groceries have skyrocketed in price and some household staples are double (or even triple) what they cost just a year ago, how can the same amount of money get you through the month?

Pay by Phone Using Mobile Pay Instead of Fumbling for Your Wallet at Checkout.

Ready, set… charge! The holiday shopping season is here, and between inflated prices, the rising cost of gas, and the urge to splurge this time of year, it can be harder than ever to stick to your budget. Here, we’ve listed eight-holiday shopping hacks to help keep your spending under control while still finding the perfect gifts for everyone on your list.