Mobile payments are quickly becoming the go-to way to pay—and for good reason. With smartphones now a part of everyday life, digital wallets offer a faster, safer, and more convenient checkout experience.
Who's using mobile payments?
Mobile payment adoption continues to grow. More than 81% of Americans own a smartphone, and 67% of shoppers use mobile wallet payments. On top of that, six in ten retailers now accept digital payments, making it easier than ever to go cash-free.
Why use a mobile payment app?
Convenience
Mobile payments are simple and effortless:
- Open your digital wallet app
- Tap or wave your phone near a payment-enabled terminal
- Payment complete
No digging for cash or cards, just tap and go.
Security
Mobile wallets are designed with multiple layers of protection, including:
- Encrypted data
- Tokenized payments (your card number is never shared)
- Biometric authentication like Face ID or fingerprints
Your financial information stays secure every step of the way.
Speed
Mobile payments are fast. In just a few seconds, you can pay and be on your way! Perfect for busy days and quick stops.
Safety
Using mobile payments means:
- Encrypted data
- No handling germy cash
- No touching shared payment terminals
It’s a cleaner, contact-free way to pay, putting safety and security first.
Which mobile payment app works best?
- Apple Pay: Best for users with recent Apple devices
- Google Pay: Ideal for Android users
- Samsung Pay: Offers one of the widest ranges of payment acceptance
No matter which app you choose, mobile payments make everyday purchases easier, faster, and more secure.
Download our infographic for all the ways you can mobile pay!
NMLS #562301 
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