Celebrating 60 years of USALLIANCE Financial

This month, USALLIANCE Financial turns 60. As we mark this milestone, we thought there was no better way to celebrate than to look back at the moments, decisions, and people that shaped who we are today.

Where it all began

In 1966, ten IBM employees in Yorktown Heights, New York came together with a simple belief: that people are stronger when they support one another. Together, they founded IBM Westchester Employees Federal Credit Union.

In an era when financial options were limited and community mattered deeply, those ten employees created something built on trust rather than profit — a principle that still guides us.

It did not take long for word to spread. What began as a resource for IBM staff in Westchester County gradually expanded to serve IBM staff across the tri-state area and into Ohio and Michigan. With a larger community behind us, our ambitions grew too. We eventually secured a dedicated building on IBM's White Plains campus, which served as our headquarters for nearly two decades and gave us the stable foundation we needed to build something lasting.

Building something bigger

The milestones that followed reflect not just our growth, but the deepening trust of the people we serve.

• 1990s

  Building community

  We extended membership beyond IBM employees to the surrounding communities, including Connecticut, New Jersey, and Massachusetts, bringing the same member-first values that started it all to more families and individuals.

• 2012

  Digital banking

  As smartphones became part of everyday life, we made sure members could manage their money with the same ease — whether they were commuting, traveling, or caring for their families at home.

• 2015

  Record growth

  We crossed $1 billion in assets, a milestone that allowed us to deliver better rates, invest in stronger digital tools, and introduce new products that support the everyday financial needs of our members.

• 2015

  Merging paths

  We merged with PepsiCo Employees Federal Credit Union, welcoming a new community of members and bringing the PepsiCo family into ours.

• 2017

  Community expansion

  We celebrated reaching 100,000 members nationwide, strengthening our community and connecting people from coast to coast.

• 2023

  Continued momentum

  We reached $3 billion in assets, celebrating decades of progress and the opportunities ahead.

• 2023

  A new partnership

  We merged with Marriott Employees Federal Credit Union, combining decades of trusted service under one shared mission.

• 2025

  Reaffirming our vision

  We refreshed our mission, vision, and values, not to change who we are, but to reaffirm it.

• April 2026

  Add Cash

  We introduced Add Cash to our members, allowing them to deposit cash into their MyLife Checking account at thousands of retailers nationwide.

• May 2026

  Zelle®

  We introduced Zelle®, giving members a fast, secure way to send and receive money with friends and family in minutes.

• May 2026

  Certified excellence

  We were certified as a Great Place to Work® for the third year in a row — a recognition that comes directly from the voices of our own employees.

The road ahead

As we celebrate our 60th anniversary, we're not just looking back — we're laying the groundwork for the next 60 years. We'll continue expanding access to products and services that make a real difference and supporting our communities with the same commitment that has guided us from the start.

To every member who has been part of our journey: thank you. You've shaped who we are and who we'll become. Here's to the next 60 years of growing, innovating, and building a stronger financial future together.